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If you rely on Medicare and are thinking about a trip outside the U.S., there’s a catch you might not expect—coverage basically stops at the border. This article explains why standard Medicare doesn’t cover most health costs overseas and shares the few surprising exceptions. You’ll discover workarounds, like travel insurance, that can save you a fortune if you get sick abroad. Find out what to ask your doctor and insurer before booking tickets. Don’t let a medical bill ruin your dream vacation.